Debunking the myths behind multi-play

Service providers have evolved from offering a single service to bundles, triple play, quad play and now multi-play. Having seen this development with our own eyes, it’s no surprise that many of us consider ourselves multi-play experts, or at the very least believe we have a concrete understanding of the basics.

Could we be wrong though? What if these long-accepted multi-play beliefs aren’t actually true?

According to a white paper by independent research group, Analysys Mason, entitled, “IT...

By Alon Bar, 20 March 2014, 0 comments. Categories: Billing, Industry.

Infobip VP mobile payments: The challenges of standardisation

“I honestly don’t think that mobile payments will ever substitute cards or cash,” admits Paolo Rizzardini, VP mobile payments at Infobip.

It’s a pretty interesting statement coming from a VP of mobile payments. Yet it’s a pragmatic view, accepting that the convenience of mobile solutions won't kill off the traditional channels.

Rizzardini adds: “The user needs to have the option...and select the one that better feeds his habits, but it’s not up to us to decide what...

By James Bourne, 19 March 2014, 0 comments. Categories: Billing, Industry, Mobile.

EMV is now a marketing issue after the Target breach

Gilles Ubaghs, Senior Analyst, Financial Services Technology

The payment security breach at Target and several other major US retailers in late 2013 has had a profound impact on the US payment market and will act as a major catalyst for Europay, Mastercard, and Visa standard (EMV) migration. Although the transition to EMV is already underway through the upcoming fraud liability shifts under the major payment schemes’ EMV roadmaps, fraud is now emerging as a major consumer concern and subsequently a...

By Ovum Research, 18 March 2014, 0 comments. Categories: Billing, Mobile.

Offload to avoid overload – and retain revenues

Mobile operators are facing a data crunch.  Sales of bandwidth-hungry mobile broadband devices continue to rise but consumer led, all-you-can-eat tariffs mean that revenues aren’t keeping pace with data volumes.  Instead, there’s increasing congestion on networks.  What’s more, a recent report from Juniper Research forecast that almost 50% of data traffic generated by 3G/4G-connected devices will be offloaded to Wi-Fi and Small Cell networks this year

This equates to 10...

By Kimmo Klemola, 03 December 2013, 0 comments. Categories: Billing, Infrastructure, Operators, WiFi.

Coin – the latest startup aiming to make the credit card history

Meet San Francisco-based digital startup Coin. The company’s ethos is to build products which “simplify, improve and fit seamlessly into your life” – and a new product released today aims to do precisely that.

Coin’s solution is to have one card to rule them all – a connected device which holds the information of all your other cards and accounts, with users able to chop and change with a circular button on the front of the display.

Alongside the Coin app,...

By James Bourne, 15 November 2013, 1 comment. Categories: Apps, Billing, Government.

Are there too many players in the mobile payments market? #AppsWorld

There is continued talk about how the mobile payments marketplace is on the verge of explosion. But while a large number of players will remain, the long-term future will gradually become more converged.

That was the verdict of an expert panel at Apps World Europe discussing payments platforms, billing and monetisation strategies.

Dennis Jones, CEO of the rapidly expanding Judo Payments, argued that there will be proliferation and it will continue to give consumers headaches, but it will be good for the...

By James Bourne, 23 October 2013, 0 comments. Categories: Billing, Mobile.

Penrillian founder Charles Weir: NFC for payments is not dead yet #AppsWorld

According to Charles Weir, founder and technical director of development house Penrillian, near field communications (NFC) payment technology is going to seriously gain ground in two years’ time – and Apple’s lack of development in the area is just a red herring.

The launch of iOS 7, and Bluetooth technology iBeacons in particular, has caused many in the press to call it the NFC-killer. Jonny...

By James Bourne, 15 October 2013, 0 comments. Categories: Billing, Content, OTT Services, Wireless.

Three UK scraps roaming, disrupting providers twice in a row

Not content with being the only mobile operator to offer both a free upgrade to 4G and an unlimited data plan – Three UK has announced today they will be scrapping roaming charges.

Whilst Neelie Kroes and the EU Commission work to implement a compulsory cut of roaming charges around Europe, Three has led the charge with an initial rollout in; Republic of Ireland, Australia, Italy, Austria, Hong Kong, Sweden and Denmark.

The new ‘

By Ryan Daws, 30 August 2013, 0 comments. Categories: Billing, Consumers, Industry, Mobile, Networks.

Facebook prepares a mobile payments push

Eden Zoller, Principal Analyst, Consumer

Facebook is quietly testing a new mobile feature that will provide users with a one-click payment service for mobile shopping applications. This makes sense, given the growth in mobile payment revenues, the size of Facebook’s mobile base, and the importance of mobile advertising to the social network. The user transaction data generated by Facebook’s mobile payment feature will be invaluable for advertising, and will be used to bolster revenues on this...

By Ovum Research, 23 August 2013, 0 comments. Categories: Apps, Billing, Mobile.