Virtual Coins – what will this mean for the payments space?
Forget £, $, €, or the whole host of other international currencies, the new kid on the block is virtual currencies; which live on the web and in our virtual wallets.
Does free mobile messaging mean goodbye SMS?
Receiving your very first SMS – at the time it seemed such a marvel of modern technology. These days it’s something we take for granted as ever more advanced features are released for our daily use, but is the era of SMS over?
PayPal and LG intertwine on Smart TV solution
It’s an interesting combination; a payment solution within your smart TV. Yet, for South Korean manufacturer LG and payments facilitator PayPal, it has only been officially announced this week. So is this a match made in heaven?
How are US citizens using mobiles for financial services?
The majority of US citizens aren’t using mobile banking services because they simply don’t need it, and their banking needs were being adequately met without the use of mobile banking. That’s the big takeaway from the Federal Reserve (FRB), who has brought out a mammoth 79-page document on how consumers interact with mobile financial services.
Consumer willingness to purchase on smartphones goes up and up
A new report from performance marketers Intela has revealed that more than two in five UK smartphone users said they were more likely to purchase goods over mobile than this time last year. Nearly one in two US consumers (44%) agreed that they were more likely to buy through mobile this year than compared to 2012.
Emerging markets call for mobile services from brands and operators
Mobile has been the hot topic for quite some years now especially with the smartphone revolution and constant developments from apps to mPayments. But have we in the west reached that mobile milestone where the advancements and the monetisation opportunities have started to slow because consumers are nearly at saturation point?
Who is going to win the digital wallet war?
PayPal’s winning this battle, but Google’s going to win the war. That’s according to two contrasting pieces of research published earlier this month concerning digital and mobile wallets.
The SME opportunity: Bill shock and customer data
You might have heard about a story appearing in the press recently, which reported that a UK customer was hit with two bills which amounted to a staggering £19,000. While originally intent on the bill being paid, it later emerged the cost was a result of a fault with the customer's device, which was (unexpectedly) sending and receiving vast amounts of data, and the bill was ultimately waived.
Operators: Learning from the past for 4G success
4G has had its fair share of praise and criticism. It undoubtedly brings with it the promise of increased demand for faster downloads and seamless streaming services, but that's kind of missing the point. What do operators need to consider building the right 4G propositions and delivering them smoothly? Are there relevant learnings from the previous move from 2.5G to 3G?
How can outsourced integrated business support systems help MVNOs?
It's fair to say that since their deployment, Mobile Virtual Network Operators (MVNOs) have proven to be a real revenue-generating asset in the communications marketplace.